Reserve what you want, pay safely over time from your phone or a nearby till, and collect when your plan is complete. Not a loan. No credit check. No interest. No surprise fees.
With normal lay-by, you may travel to the store every month just to make a payment. With Duela, you pay from your phone, your wallet, or a nearby supported till β the only trip you make is the good one, when your item is ready to collect.
No need to travel to the store every month just to make a payment.
Once your plan starts, your item is held for you according to the plan rules.
Finish your plan, collect your item, and celebrate your progress.
Three steps between you and the things you love β no paperwork, no credit check, no waiting.
See the DuelaPay price right next to the regular price on a partner merchant's page. Tap it, and you're straight into your plan β with the item already loaded.
Pay a 25% deposit to reserve your item. The rest is split into equal monthly installments β interest free, always.
Once your final payment is made, your item is released. You finished your plan, your progress has grown β time to collect and start your next goal.
DuelaPay is not a loan. You're not borrowing money β you reserve your item, pay in parts, and collect when your plan is complete. Every on-time payment also builds your Duela progress, unlocking more over time.
DuelaPay digitises your lay-by book, tracks every plan, collects instalments, and gives you structured cash-flow access as plans progress. You unlock new customers and grow your average order value β we handle the rest.
DuelaPay is designed with financial safety at its core.
Accepted Shop across every category
A lay-by plan can run for months, and life can change during that time. If you lose your job or end up in hospital, your plan may be protected β we help you check your options before you cancel.
Join thousands of South Africans reserving products and paying over time β the interest-free way.
